2026 Financial Planner
Include Projected Sales
Apply Restructuring Savings
Monthly P&L
| Line Item | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|
Checking Balance
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|
NexCore
Include Projected Sales
Revenue by Client / Category
| Client / Category | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Annual |
|---|
Let Go Entirely
| Name | Type | Role | Annual Cost | Effective |
|---|---|---|---|---|
| Dana Lee | W-2 | Account Manager | $98,352 | Apr 1 |
| Contractor A | EU Contractor | Product | $69,000 | Apr 1 |
| Contractor B | US Contractor | Content Writing | $58,800 | Apr 1 |
| Contractor C | EU Contractor | $37,800 | ASAP | |
| Contractor D | EU Contractor | $36,000 | Apr 1 | |
| Contractor E | EU Contractor | Paid Media | $33,000 | Apr 1 |
| Contractor F | EU Contractor | $31,200 | Apr 1 | |
| Contractor G | EU Contractor | Website Design | $34,800 | Apr 1 |
| Contractor H | US Contractor | Content Writing | $8,400 | Apr 1 |
| Contractor I | EU Contractor | Video Editing | $9,300 rem. | Mar 31 ✓ |
| Total Annual Savings | −$416,652 | |||
Base + Per-Client Contract
| Name | Current | BCBS | Clients |
|---|---|---|---|
| Alex Morgan | $104,478 | $13,744 | 9 |
| Jordan Chen | $121,812 | $13,744 | ~8 |
| Sam Rivera | $126,864 | none | 3–4 |
| Taylor Brooks | $113,640 | $25,671 | 5 |
| Total Current | $466,794 |
Model: $25K/yr base (self-pays healthcare) + $X/client/mo. Adjust in Scenario Builder.
Convert to Hourly Flex
| Name | Type | Current/yr |
|---|---|---|
| Anya K. | EU contractor | $42,000 |
| Marco B. | EU contractor | $45,600 |
| Sofia C. | EU contractor | $35,400 |
| Luka D. | EU contractor | $42,000 |
| Nina E. | EU contractor | $43,200 |
| Casey Williams | W-2 · Operations | $118,992 |
| Riley Patel | W-2 · Paid/Email | $35,928 |
| Total Current | $363,120 | |
No Change — 11 People
Agency President
Agency CEO
Chief Digital Officer
Chief Technology Officer
Director of Product
CFO
Sr. Account Manager
Paid Media Lead
Product R&D Lead
Account Manager
Project Manager
Revenue Settings
NexCore Status
Projected Sales
Changes Effective
Base + Per-Client
Healthcare Base /yr
$25,000
Per-Client Rate /mo
$700
Strategist A Clients
9
Strategist B Clients
8
Sr. Strategist Clients
4
Content Dir. Clients
5
Hourly Flex — Per-Person Analysis
Implied hourly rates are calculated from each person's actual billable hours over the last 4 months, excluding Anchor Client work. The W-2 employees below have no comparable billable history, so rates are set manually.
W-2 Employees → Hourly Conversion
Projected Labor Savings vs. Baseline
Cost figures below cover only the remaining months of 2026 from your selected effective date through December — not a full annual figure. Use the KPIs above for full-year context.
| Savings Category | Apr–Dec 2026 (current) | Apr–Dec 2026 (new) | 2026 Savings |
|---|